Private lending › Resources
Resources
Plain explanations of how private lending actually works, written for people weighing up a real decision rather than browsing.
Guides
Articles and explainers
The first articles are being written.
We are working through the questions we get asked most, starting with how second mortgage consent actually works, what lenders look for in a development feasibility, and how to compare the true cost of short-term facilities.
In the meantime, every product page carries a detailed FAQ covering the ground most people need.
Start here
Product guides
Second mortgages
How subordination works, what combined LVR means, and why first mortgagee consent is the usual bottleneck.
Read the guide →Bridging finance
Peak debt versus end debt, capitalised interest, and how to judge whether a bridge stacks up.
Read the guide →Caveat loans
What a caveat actually secures, why it settles faster, and when a second mortgage is the cheaper answer.
Read the guide →Development finance
How feasibilities are assessed, what presales change, and where mezzanine and residual stock fit.
Read the guide →Land and land banking
Why land is harder to fund than housing, and the difference between land banking and land banking schemes.
Read the guide →Commercial property
Why the lease matters more than your income, and what happens when the building is vacant.
Read the guide →Have a deal rather than a question?
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